The volume of new mortgages 05/2023
10,453,304,890
Averge mortgage rate 05/2023
5.49%
Something else
100500

Kreditní karty

0.2%
Interest reduction compared to your bank
CZK 40,680
Mortgage discount in average
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Fast & completely online processing
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4.9 star
Average rating of reviews from our customers

Partners bank

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Lorem Ipsum

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We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

How does it work

Determine what type of mortgage product you need

Utilize our calculator to compare options and outcomes

Submit your first application online to check you options or

Call us to discuss application details over the phone

If approved

Move on to the second application to provide additional information

Submit necessary documents

If not approved

Receive recommendations by an expert broker to get deal closed to the original one

Submit property-related documents for a valuation

Our experts will coordinate with an agent to assist the process

Legal support to close the deal and sign contracts

Personal assistance to coordinate final steps

About Mortgage

All about mortgages. How to choose a mortgage. Who is it for and why price comparison is not enough

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust.

It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust..

Who can use the mortgage lending service?

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

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Businessman

The level of income for the last 6 months must be at least CZK 100,000 per month
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IT-specialist

The level of income for the last 6 months must be at least CZK 100,000 per month
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Freelancer or self-employed

The level of income for the last 6 months must be at least CZK 100,000 per month
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Specialist / Worker

The level of income for the last 6 months must be at least CZK 100,000 per month
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State employee

The level of income for the last 6 months must be at least CZK 100,000 per month
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Social specialist

The level of income for the last 6 months must be at least CZK 100,000 per month

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Who benefits from a mortgage and why?
Zavolejte mi
Mortgage
У кого нет собственных сбережений
Вам не нужно ничего копить, чтобы отремонтировать дом, купить участок земли или купить новую бытовую технику
Без залога недвижимости
До 1 500 000 крон без страхования недвижимости, до 2 500 000 крон за кооперативное жилье. С процентной ставкой от 8,74% годовых и годовой процентной ставкой 9,17%
Нет не нужной бумажной волокиты
В случае реконструкции вы можете подтвердить цель фотографиями, в случае рекреационных объектов достаточно заявления под присягой. Выписку из кадастра оформим сами.
У кого нет собственных сбережений
Вам не нужно ничего копить, чтобы отремонтировать дом, купить участок земли или купить новую бытовую технику
Без залога недвижимости
До 1 500 000 крон без страхования недвижимости, до 2 500 000 крон за кооперативное жилье. С процентной ставкой от 8,74% годовых и годовой процентной ставкой 9,17%
Examples of how you can use a mortgage
Mortgage for an apartmentMortgage for an apartment
Цена объекта может быть до 5 000 000 крон
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Mortgage for homeMortgage for home
Цена объекта может быть до 5 000 000 крон
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Mortgage for a villa
Цена объекта может быть до 5 000 000 крон
exampl-3-foto
Mortgage for land
Цена объекта может быть до 5 000 000 крон
exampl-4-foto
Commercial mortgage
Цена объекта может быть до 5 000 000 крон
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Other / Specify
Цена объекта может быть до 5 000 000 крон
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Proč jsme lepší
Vaše nejlepší finanční volba!
95%
průměrná úroková sazba
free
průměrná úroková sazba
6.7%
průměrná úroková sazba
ico Zpoplatnění bezplatných služeb
ico Široké možnosti hypoték, půjček a kreditních karet
ico Zpoplatnění bezplatných služeb
ico asd
Ostatní banky
ico Omezené možnosti bankovních produktů
ico Časově náročný proces podávání žádostí
ico Omezené možnosti bankovních produktů
Zprostředkovatelé / Jiná služba fin
ico Časově náročný proces podávání žádostí
ico Omezené možnosti bankovních produktů
ico zxc
Zobrazit další výhody
Mortgage vs. Rent
A simple calculation of whether a mortgage or rent is more profitable for you.
Hypotéka
Měsíční splátka hypotéky - Kč
Do tohoto pole se zadává předpokládaná měsíční splátka hypotéky. Zadejte částku, kterou očekáváte, že budete měsíčně platit za hypotéku.
Délka trvání hypotéky - roky
Zadejte počet let trvání vaší hypotéky. To představuje dobu, po kterou budete hypotéku splácet.
Nájemné
Počáteční nájemné - Kč
Zadejte aktuální výši měsíčního nájemného v českých korunách (Kč). Tato částka bude použita pro porovnání s případnými náklady na hypotéku.
Zvýšení nájemného - % (nepovinné)
Pokud očekáváte, že se nájemné bude každoročně zvyšovat o určité procento, zadejte zde toto odhadované průměrné roční zvýšení. Pokud neočekáváte žádné úpravy nájemného, ponechte tuto položku prázdnou.
Výsledek srovnání
Měsíční splátky
hypotéka
0
pronajímaná nemovitost
0
Celková splátka
0
0
Váš zisk
0
0
Hypotéka
Cost of our services
We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
  • 1
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
  • 2
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
  • 3
    We work directly with banks and financial organizations
    Free
  • 5
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
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Your saving on services:
20,000 CZK
Zavolejte mi

Co říkají naši klienti

Samantha-foto
Samantha
Hypotéka

Ačkoli mi bylo řečeno, že jako expat tady nebudu moct získat hypotéku, Robin a Ondřej mi dokázali získat hypotéku s dobrou sazbou. Tito kluci jsou úžasní, velice komunikativní, proaktivní, přátelští, profesionální a svou práci odvedou na 100 %. Dávám 10 hvězdiček! Doporučil bych je každému, kdo chce zajistit hypotéku!!!!! Dokonce mi během procesu pomohli s několika mými dalšími záležitostmi, což byla další skvělá výhoda.

Částka
9 600 000 Kč
Měsíční splátka
57 844 Kč
Doba splatnosti
28
Úroková sazba
4.49%
V.K.-foto
V.K.
Bydlení a rekonstrukce


Chtěl bych vám moc poděkovat za pomoc se zajištěním půjčky na nákup našeho nového domova a na jeho renovaci. Měl jsem strach z celého komplikovaného procesu, ale vše bylo mnohem jednodušší, zejména díky vaší podpoře. Můžu jenom doporučit!

Částka
600 000 Kč
Měsíční splátka
7 930 Kč
Doba splatnosti
10
Úroková sazba
10.00%
Charlotte-foto
Charlotte
Hypotéka

S hypotečními službami společnosti Expat Finance jsem měla velmi dobrou zkušenost. Díky jejich odborným znalostem a profesionalitě byl celý proces vyřízení hypotéky klidný a bezproblémový. Jejich komunikace byla rychlá a efektivní, okamžitě řešili všechny mé obavy nebo otázky. Pokud uvažujete o tom, že si pořídíte hypotéku, zkuste to s nimi.

Částka
2 450 000 Kč
Měsíční splátka
16 840 Kč
Doba splatnosti
20
Úroková sazba
5.49%
Cristi-foto
Cristi
Hypotéka

Máme výbornou zkušenost s Ondřejem z Expats Finance, díky kterému jsme se propracovali od úplné nuly až k vlastnímu domu. Pomáhal nám po celou dobu procesu získání hypotéky, s jasnými instrukcemi a rychlou podporou ve všech oblastech. Zajistil, že jsme dostali ty nejlepší možnosti. Vřele doporučujeme.

Částka
5 000 000 Kč
Měsíční splátka
27 786 Kč
Doba splatnosti
25
Úroková sazba
5.19%
hypotéka
Documents required to apply for a mortgage
Below is a basic list of documents to apply for the service. The list may vary depending on the banks. We will definitely advise and help you in this matter.
Table with an example of regular payments
The table shows examples of regular payments depending on the different term and amount of the loan
Months
Date of payment
Payment type
Payment amount example
Months
First month
Date of payment
06 July 2023
Payment type
making the first payment and all commissions
Payment amount example
1,988 CZK
Months
2 - 239
Date of payment
Every 15th day of the month
Payment type
annuity payment
Payment amount example
12,345 CZK
Months
Last month
Date of payment
15 June 2043
Payment type
annuity payment
Payment amount example
12,116 CZK
CZK 146,534,035,611
volume of mortgages requested by clients
1.91%
average interest rate
CZK 40,680
we save you on average
Representative example of calculating a conditional mortgage / loan

FAQ