The process of applying for mortgage loans through Finaram is simple and convenient. To apply for a mortgage, you will need to follow five easy steps:
Determine the type of loan product you need
Utilize our calculator to compare options and outcomes
Submit your first application online to check your options or
Call us to discuss application details over the phone
If approved
Proceed to the second application to provide additional information
Submit necessary documents
If not approved
Receive recommendations from an expert broker to find an alternative solution
Submit property-related documents for a valuation
Our experts will coordinate with an agent to assist with the process
Legal support to close the deal and sign contracts
Personal assistance to coordinate final steps
Comparing Our Strengths
This comparison highlights the unique advantages Finaram provides for your financial journey compared to traditional banks and other financial institutions. Our commitment is reflected in our diverse mortgage and loan solutions, exclusive calculators, competitive rates, user-friendly applications for expats, and expert guidance.
Your Best Financial Choice
98%
Successful Morgages
Free
Costs of Our Services
97%
Successful Loans
Broad options for mortgages and loans
Extensive selection of unique mortgage calculators
Competitive rates with individual discounts on interest, negotiated through VIP-status brokers
Online application process, including for expats or non-residents
Expert advice and guidance, over 300 mortgages secured / over 100 loans secured
Completely Free, With No Charges to You
Banks
Limited product options from a single bank
Limited Calculator Independence
Higher interest rates and fees
Inconvenient branch operating hours
Time-consuming and manual application process
Limited or no access to expert advice
Other Financial Services
Lack of comprehensive calculation tools
Require personal meetings
Limited options for expats or non-residents
Limited or no online application and approval process
Lack of specialized guidance for expat financial needs
The figures below highlight the total amount our partner brokers have secured for our clients in mortgages and loans, achieving the best interest rate and assisting over 500 clients in reaching their financial goals.
3,326,000,000 CZK
Total mortgages and loans secured for clients.
1.49%
Lowest interest rate secured.
1,200+ Clients
Successfully served with financial solutions.
What our clients say
Samantha
Mortgage
From being told I couldn’t get a mortgage here as an expat to Robin and Ondřej getting me a mortgage with a good rate and for the value I wanted. These guys are amazing, super communicative, pro active, friendly, professional and they get the job done. 10 STARS!!!!!!! I would recommend them to anyone who is looking for a mortgage!!!!! They even assisted me with a few other things during my process which was really an added benefit.
Amount
9 600 000 CZK
Monthly Repayment
57 844 CZK
Loan Term
28
Interest Rate
4.49%
V.K.
Housing & Renovation
I’m so grateful to you for helping me secure a loan to move into our new home and start renovations. I had so many concerns about managing this process, but u made everything so much easier by explaing every step clearly. I couldn’t recommend you more!
Amount
600 000 CZK
Monthly Repayment
7 930 CZK
Loan Term
10
Interest Rate
10.00%
Charlotte
Mortgage
I had an exceptional experience with Expat Finance’s mortgage service. Their expertise and professionalism made the entire mortgage process smooth and stress-free. Their communication was prompt and efficient, addressing any concerns or questions I had promptly. If you are considering going for the mortgage, try it with them.
Amount
2 450 000 CZK
Monthly Repayment
16 840 CZK
Loan Term
20
Interest Rate
5.49%
Cristi
Mortgage
We had an awesome experience from 0 to fully owning a house with the help of Ondrej from Expats Finance. He helped us all the way on getting a mortgage, with clear details and fast support on everything. He made sure we got the best possible options. Highly recommended
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Finaram is a mortgage platform Czech Republic that assists with acquiring a comprehensive range of different mortgage types and loan products, providing customized solutions tailored to each client’s unique financial needs and goals. Our state-of-the-art online platform and calculators simplify the process for maximum convenience. Transparency is key—all calculations clearly lay out details without hidden costs, so you understand the full picture. Consultation and full support services come at no extra cost, demonstrating our commitment to your financial success. Through VIP access to top banks, our partner specialists negotiate exclusive discounted rates and financial benefits that might be challenging to secure on your own. Our Watchdog rate notification system alerts you when your targeted rates are available in the market, ensuring you are always ahead regardless of market conditions. Finaram aims to empower clients through education, clarity, and personalized service, highlighting our unique position as the go-to source for obtaining optimal mortgage and loan conditions in the Czech Republic.
EN
CZ 
Broad options for mortgages and loans
Limited product options from a single bank