The volume of new mortgages 05/2023
10,453,304,890
Averge mortgage rate 05/2023
5.49%
Something else
100500

Credit Cards

0.2%
Interest reduction compared to your bank
CZK 40,680
Mortgage discount in average
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Fast & completely online processing
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4.9 star
Average rating of reviews from our customers

Partners bank

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Alternative Text

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We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

How does it work

Determine what type of mortgage product you need

Utilize our calculator to compare options and outcomes

Submit your first application online to check you options or

Call us to discuss application details over the phone

If approved

Move on to the second application to provide additional information

Submit necessary documents

If not approved

Receive recommendations by an expert broker to get deal closed to the original one

Submit property-related documents for a valuation

Our experts will coordinate with an agent to assist the process

Legal support to close the deal and sign contracts

Personal assistance to coordinate final steps

About Mortgage

All about mortgages. How to choose a mortgage. Who is it for and why price comparison is not enough

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust.

It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust..

Who can use the mortgage lending service?

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

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Businessman

The level of income for the last 6 months must be at least CZK 100,000 per month
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IT-specialist

The level of income for the last 6 months must be at least CZK 100,000 per month
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Freelancer or self-employed

The level of income for the last 6 months must be at least CZK 100,000 per month
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Specialist / Worker

The level of income for the last 6 months must be at least CZK 100,000 per month
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State employee

The level of income for the last 6 months must be at least CZK 100,000 per month
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Social specialist

The level of income for the last 6 months must be at least CZK 100,000 per month

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Who benefits from a mortgage and why?
Call back
Mortgage
У кого нет собственных сбережений
Вам не нужно ничего копить, чтобы отремонтировать дом, купить участок земли или купить новую бытовую технику
Без залога недвижимости
До 1 500 000 крон без страхования недвижимости, до 2 500 000 крон за кооперативное жилье. С процентной ставкой от 8,74% годовых и годовой процентной ставкой 9,17%
Нет не нужной бумажной волокиты
В случае реконструкции вы можете подтвердить цель фотографиями, в случае рекреационных объектов достаточно заявления под присягой. Выписку из кадастра оформим сами.
У кого нет собственных сбережений
Вам не нужно ничего копить, чтобы отремонтировать дом, купить участок земли или купить новую бытовую технику
Без залога недвижимости
До 1 500 000 крон без страхования недвижимости, до 2 500 000 крон за кооперативное жилье. С процентной ставкой от 8,74% годовых и годовой процентной ставкой 9,17%
Examples of how you can use a mortgage
Mortgage for an apartmentMortgage for an apartment
Цена объекта может быть до 5 000 000 крон
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Mortgage for homeMortgage for home
Цена объекта может быть до 5 000 000 крон
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Mortgage for a villa
Цена объекта может быть до 5 000 000 крон
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Mortgage for land
Цена объекта может быть до 5 000 000 крон
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Commercial mortgage
Цена объекта может быть до 5 000 000 крон
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Other / Specify
Цена объекта может быть до 5 000 000 крон
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Proč jsme lepší
Vaše nejlepší finanční volba!
95%
průměrná úroková sazba
free
průměrná úroková sazba
6.7%
průměrná úroková sazba
ico Zpoplatnění bezplatných služeb
ico Široké možnosti hypoték, půjček a kreditních karet
ico Zpoplatnění bezplatných služeb
ico asd
Ostatní banky
ico Omezené možnosti bankovních produktů
ico Časově náročný proces podávání žádostí
ico Omezené možnosti bankovních produktů
Zprostředkovatelé / Jiná služba fin
ico Časově náročný proces podávání žádostí
ico Omezené možnosti bankovních produktů
ico zxc
Show more benefits
Mortgage vs. Rent
A simple calculation of whether a mortgage or rent is more profitable for you.
Mortgage
Monthly mortgage payment — CZK
This field requires your estimated monthly mortgage payment. Enter the amount you expect to pay each month for your mortgage.
Mortgage duration — Years
Input the number of years for your mortgage term. This represents the duration over which you will be repaying your mortgage.
Rent
Starting rent — CZK
Enter your current monthly rent amount in Czech Koruna (CZK). This will be used for comparison with potential mortgage costs.
Rent increase — % (optional)
If you expect your rent to increase annually by a certain percentage, enter that estimated average yearly increase here. Leave this blank if you expect no rent adjustments.
Delta
Monthly repayments
Mortgage
0
Rent
0
Total payment
0
0
Your gain
0
0
Mortgage
Cost of our services
We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
  • 1
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
  • 2
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
  • 3
    We work directly with banks and financial organizations
    Free
  • 5
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
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Your saving on services:
20,000 CZK
Call back

What our clients say

Samantha-photo
Samantha
Mortgage

From being told I couldn’t get a mortgage here as an expat to Robin and Ondřej getting me a mortgage with a good rate and for the value I wanted. These guys are amazing, super communicative, pro active, friendly, professional and they get the job done. 10 STARS!!!!!!! I would recommend them to anyone who is looking for a mortgage!!!!! They even assisted me with a few other things during my process which was really an added benefit.

Amount
9 600 000 CZK
Monthly Repayment
57 844 CZK
Loan Term
28
Interest Rate
4.49%
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V.K.
Housing & Renovation

I’m so grateful to you for helping me secure a loan to move into our new home and start renovations. I had so many concerns about managing this process, but u made everything so much easier by explaing every step clearly. I couldn’t recommend you more!

Amount
600 000 CZK
Monthly Repayment
7 930 CZK
Loan Term
10
Interest Rate
10.00%
Charlotte-photo
Charlotte
Mortgage

I had an exceptional experience with Expat Finance’s mortgage service. Their expertise and professionalism made the entire mortgage process smooth and stress-free. Their communication was prompt and efficient, addressing any concerns or questions I had promptly. If you are considering going for the mortgage, try it with them.

Amount
2 450 000 CZK
Monthly Repayment
16 840 CZK
Loan Term
20
Interest Rate
5.49%
Cristi-photo
Cristi
Mortgage

We had an awesome experience from 0 to fully owning a house with the help of Ondrej from Expats Finance. He helped us all the way on getting a mortgage, with clear details and fast support on everything. He made sure we got the best possible options. Highly recommended

Amount
5 000 000 CZK
Monthly Repayment
27 786 CZK
Loan Term
25
Interest Rate
5.19%
Mortgage
Documents required to apply for a mortgage
Below is a basic list of documents to apply for the service. The list may vary depending on the banks. We will definitely advise and help you in this matter.
Table with an example of regular payments
The table shows examples of regular payments depending on the different term and amount of the loan
Months
Date of payment
Payment type
Payment amount example
Months
First month
Date of payment
06 July 2023
Payment type
making the first payment and all commissions
Payment amount example
1,988 CZK
Months
2 - 239
Date of payment
Every 15th day of the month
Payment type
annuity payment
Payment amount example
12,345 CZK
Months
Last month
Date of payment
15 June 2043
Payment type
annuity payment
Payment amount example
12,116 CZK
CZK 146,534,035,611
volume of mortgages requested by clients
1.91%
average interest rate
CZK 40,680
we save you on average
Representative example of calculating a conditional mortgage / loan

FAQ