The volume of new mortgages 05/2023
10,453,304,890
Averge mortgage rate 05/2023
5.49%
Something else
100500

Credit Cards

0.2%
Interest reduction compared to your bank
CZK 40,680
Mortgage discount in average
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Fast & completely online processing
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4.9 star
Average rating of reviews from our customers

Partners bank

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Alternative Text

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We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

How does it work

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    1

    Choose Your Mortgage Product

    Determine what type of mortgage product you need

    Utilize our calculator to compare options and outcomes

    2

    Contact Us

    Submit your first application online to check you options or

    Call us to discuss application details over the phone

    3

    Receive Feedback / Pre-approval

    If approved

    Move on to the second application to provide additional information

    Submit necessary documents

    If not approved

    Receive recommendations by an expert broker to get deal closed to the original one

    4

    Property Valuation

    Submit property-related documents for a valuation

    Our experts will coordinate with an agent to assist the process

    5

    Sign the Documents

    Legal support to close the deal and sign contracts

    Personal assistance to coordinate final steps

About Mortgage

All about mortgages. How to choose a mortgage. Who is it for and why price comparison is not enough

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust.

It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust..

Who can use the mortgage lending service?

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

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Businessman

The level of income for the last 6 months must be at least CZK 100,000 per month
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IT-specialist

The level of income for the last 6 months must be at least CZK 100,000 per month
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Freelancer or self-employed

The level of income for the last 6 months must be at least CZK 100,000 per month
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Specialist / Worker

The level of income for the last 6 months must be at least CZK 100,000 per month
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State employee

The level of income for the last 6 months must be at least CZK 100,000 per month
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Social specialist

The level of income for the last 6 months must be at least CZK 100,000 per month

We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Like all mortgage brokers, we’re paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere. We want to make it easier, faster and more convenient for you to get the best deal on Q mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust. It is not enough to find the lowest rate mortgage, you must also consider other parameters that will affect the price of your loan. Mandatory fees and insurance must also be included in the calculation.

Who benefits from a mortgage and why?
Call back
Mortgage
У кого нет собственных сбережений
Вам не нужно ничего копить, чтобы отремонтировать дом, купить участок земли или купить новую бытовую технику
Без залога недвижимости
До 1 500 000 крон без страхования недвижимости, до 2 500 000 крон за кооперативное жилье. С процентной ставкой от 8,74% годовых и годовой процентной ставкой 9,17%
Нет не нужной бумажной волокиты
В случае реконструкции вы можете подтвердить цель фотографиями, в случае рекреационных объектов достаточно заявления под присягой. Выписку из кадастра оформим сами.
У кого нет собственных сбережений
Вам не нужно ничего копить, чтобы отремонтировать дом, купить участок земли или купить новую бытовую технику
Без залога недвижимости
До 1 500 000 крон без страхования недвижимости, до 2 500 000 крон за кооперативное жилье. С процентной ставкой от 8,74% годовых и годовой процентной ставкой 9,17%
Examples of how you can use a mortgage
Mortgage for an apartmentMortgage for an apartment
Цена объекта может быть до 5 000 000 крон
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Mortgage for homeMortgage for home
Цена объекта может быть до 5 000 000 крон
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Mortgage for a villa
Цена объекта может быть до 5 000 000 крон
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Mortgage for land
Цена объекта может быть до 5 000 000 крон
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Commercial mortgage
Цена объекта может быть до 5 000 000 крон
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Other / Specify
Цена объекта может быть до 5 000 000 крон
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Proč jsme lepší
Vaše nejlepší finanční volba!
95%
průměrná úroková sazba
free
průměrná úroková sazba
6.7%
průměrná úroková sazba
ico Zpoplatnění bezplatných služeb
ico Široké možnosti hypoték, půjček a kreditních karet
ico Zpoplatnění bezplatných služeb
ico asd
Ostatní banky
ico Omezené možnosti bankovních produktů
ico Časově náročný proces podávání žádostí
ico Omezené možnosti bankovních produktů
Zprostředkovatelé / Jiná služba fin
ico Časově náročný proces podávání žádostí
ico Omezené možnosti bankovních produktů
ico zxc
Show more benefits
Mortgage vs. Rent
A simple calculation of whether a mortgage or rent is more profitable for you.
Mortgage
Monthly mortgage payment — CZK
This field requires your estimated monthly mortgage payment. Enter the amount you expect to pay each month for your mortgage.
Mortgage duration — Years
Input the number of years for your mortgage term. This represents the duration over which you will be repaying your mortgage.
Rent
Starting rent — CZK
Enter your current monthly rent amount in Czech Koruna (CZK). This will be used for comparison with potential mortgage costs.
Rent increase — % (optional)
If you expect your rent to increase annually by a certain percentage, enter that estimated average yearly increase here. Leave this blank if you expect no rent adjustments.
Delta
Monthly repayments
Mortgage
0
Rent
0
Total payment
0
0
Your gain
0
0
Mortgage
Cost of our services
We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
  • 1
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
  • 2
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
  • 3
    We work directly with banks and financial organizations
    Free
  • 5
    We work directly with banks and financial organizations
    We work directly with banks and financial organizations, which allows us to find the best offer for your possibilities, while all our services are absolutely free for you.
    Free
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Your saving on services:
20,000 CZK
Call back
They love us!
Samantha-photo
Samantha
Mortgage

From being told I couldn’t get a mortgage here as an expat to Robin and Ondřej getting me a mortgage with a good rate and for the value I wanted. These guys are amazing, super communicative, pro active, friendly, professional and they get the job done. 10 STARS!!!!!!! I would recommend them to anyone who is looking for a mortgage!!!!! They even assisted me with a few other things during my process which was really an added benefit.

Amount
9 600 000 CZK
Monthly Repayment
57 844 CZK
Loan Term
28
Interest Rate
4.49%
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Aggelos
Personal Loan


Really nice and easy going person. Landed my loan request in just few hours. Highly recommend.
Many thanks

Amount
800 000 CZK
Monthly Repayment
12 232 CZK
Loan Term
7
Interest Rate
7.40%
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Kleomenis
Personal Loan

Rinata handled my case so quickly and with professionalism. I do recommend her and I am sure I will use her services again.

Amount
300 000 CZK
Monthly Repayment
6 286 CZK
Loan Term
5
Interest Rate
9.40%
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V.K.
Housing & Renovation

I’m so grateful to you for helping me secure a loan to move into our new home and start renovations. I had so many concerns about managing this process, but u made everything so much easier by explaing every step clearly. I couldn’t recommend you more!

Amount
600 000 CZK
Monthly Repayment
7 930 CZK
Loan Term
10
Interest Rate
10.00%
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M.G.
Auto Loan

I had a great experience working with Rinata to secure my car loan. She was professional and friendly, and made the entire process stress-free. All the options have been explained and answered my questions promptly. We got even better deal then my main bank provides. I highly recommend their services to anyone in need of financial advice or assistance.

Amount
500 000 CZK
Monthly Repayment
6 867 CZK
Loan Term
8
Interest Rate
7.20%
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Lorenzo
Personal Loan

I was lucky to encounter Rinata while I was struggling as a foreigner to get a personal loan from a local bank here in Prague.
Let me assure you that once Rinata steps in, you are in the best possible hands you could be.
Her expertise, network of contacts, resources, work ethic and resilience can handle anything you need.
A remarkable professional whether you need a mortgage or a loan, or any other banking related services.
She will not only go above and beyond to deliver results in a short timeframe, ensuring you don't have to worry about a thing, but her warm and considerate nature also makes it a true pleasure to work with her.
Thank you Rinata !

Amount
20 000 CZK
Monthly Repayment
2 036 CZK
Loan Term
1
Interest Rate
12.9%
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Roman
Mortgage

Rinata has proven to be an ethical, friendly, and knowledgeable mortgage advisor. She provides assistance through each step of the mortgage process. I definitely would recommend her as a mortgage advisor.

Amount
7 850 000 CZK
Monthly Repayment
41 139 CZK
Loan Term
30
Interest Rate
4.79%
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Boban
Mortgage

I highly recommend Ms. Akhmetshina as a mortgage advisor. She demonstrated a profound and up-to-date understanding of the mortgage industry, and with her expertise, she guided us through the complex process of securing a mortgage. I highly believe her client commitments make her a valuable asset in the field.

Amount
5 000 000 CZK
Monthly Repayment
26 811 CZK
Loan Term
30
Interest Rate
4.99%
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Dario
Mortgage

We had a very positive experience working with Rinata to secure our mortgage.
Being first home buyers, we had many questions and doubts that Rinata answered promptly and clearly.
She managed most interactions with the bank and realtor, making our experience as smooth and painless as possible. It is mostly thanks to Rinata's quick actions that we were able to get the property that we wanted.
She is a great professional and I recommend working with her.

Amount
9 440 000 CZK
Monthly Repayment
50 618 CZK
Loan Term
30
Interest Rate
4.99%
Matěj-photo
Matěj
Mortgage

We were extremely satisfied with Rinata, she guided us through the entire mortgage process, provided excellent advice, and prepared us for everything that needed to be arranged. I can only recommend her.

Amount
4 952 000 CZK
Monthly Repayment
25 653 CZK
Loan Term
30
Interest Rate
4.69%
Mortgage
Documents required to apply for a mortgage
Below is a basic list of documents to apply for the service. The list may vary depending on the banks. We will definitely advise and help you in this matter.
Table with an example of regular payments
The table shows examples of regular payments depending on the different term and amount of the loan
Months
Date of payment
Payment type
Payment amount example
Months
First month
Date of payment
06 July 2023
Payment type
making the first payment and all commissions
Payment amount example
1,988 CZK
Months
2 - 239
Date of payment
Every 15th day of the month
Payment type
annuity payment
Payment amount example
12,345 CZK
Months
Last month
Date of payment
15 June 2043
Payment type
annuity payment
Payment amount example
12,116 CZK
CZK 146,534,035,611
volume of mortgages requested by clients
1.91%
average interest rate
CZK 40,680
we save you on average
Representative example of calculating a conditional mortgage / loan

FAQ